Issue payments directly from a Corporate's ERP using commercial credit lines.
Onboard suppliers to card programmes quickly and efficiently.
Adflex push payments (straight-through processing or STP) makes commercial credit card acceptance simple and is perfect for buying organisations who want to maintain full control over B2B spend while benefitting from the efficiencies offered by a card. The process is simple: the corporate sends a payment instruction to Adflex, and we pay all invoices at once - reducing work for the supplier, eliminating the risk of fraud and making fully automated payments a reality.
The push payment API can integrate with existing systems and corporate card programmes, minimising both development requirements and changes to internal processes.
By eliminating manual accounts payable (AP) processes, buyers can reallocate internal resources, significantly reducing operating costs. The automation also allows for out of hours payments.
Using Adflex push payments and our proprietary tokenization technology means that neither party is exposed to payment card details, removing both merchant and purchaser from the scope of PCI-DSS.
Participating suppliers only need a merchant bank account and no payment gateway. Streamlining the payment process can lead to stronger supplier relationships, including better terms.
Our global supplier onboarding programme for card issuers and buyers promotes card spend across new and existing programmes. We use a combination of email, letter & bespoke microsites, together with a proven 14-step campaign process, to provide a highly efficient supplier onboarding service. We also promote and process bespoke requirements such Level 3 data for tax reclaim.
We offer consultancy on an array of services, from AP analysis to market and geography identification to help programmes reach their target transaction volumes quickly.
On average, we onboard 87% of the targeted suppliers successfully, and provide full visibility in real-time, with a timescale for delivery and success rates.
We ensure that suppliers receive clear communication through targeted email and phone campaigns. We also provide a bespoke microsite for suppliers to register interest.
Our relationships with global acquiring banks enable us to fast-track the MID-set-up process or work with a suppliers existing acquirer. New suppliers can be onboarded in just three days.